Eligibility

Who is eligible for home care services?

If you or a loved-one is struggling to cope with day-to-day tasks at home, such as washing, dressing, medication or getting around the house, support from a home care service can keep you at home living independently.

Home care, otherwise known as domiciliary care, home help or homecare, can be provided by CQC-registered care providers, self-employed people, or informally by family, friends and neighbours.

It covers a wide spectrum of support, from 15 or 30 minute visits through to 24/7 ‘Live-in Carers’. Sometimes your local council will contribute to the cost, and we’ll discuss that later in this article.

Home care is unlike health care in the UK, in that it is not universally ‘free at the point of use’. Although there are national regulations around what councils need to provide to their residents, there is no central National Care Service, although that has been discussed previously.

When should I organise home care services?

Organising care at home might be beneficial if you or a loved one are:

  • Finding it difficult to move around your home on your own
  • Struggling with daily routines like washing and dressing
  • Not keeping up with medications due to memory issues, confusion or physical difficultie.
  • Having difficulties with tasks around the home like cleaning, laundry, organising shopping, etc.
  • Wanting to stay in your own home, rather than move into a care home.
What can home care services help me with?

Home care providers can help with a wide variety of tasks, including:

  • Getting out of bed in the morning.
  • Washing, bathing and dressing.
  • Personal care such as toileting or helping with incontinence pads.
  • Grooming, such as hair care, skin care, oral care etc.
  • Preparing meals and drinks.
  • Ordering, collecting and administering prescribed medication.
  • Doing your shopping.
  • Getting out and about, such as to clubs, friends and appointments.
  • Getting ready for bed.
  • It’s worth mentioning that personal care and medication administration can only be done by home care services registered with the Care Quality Commission – the regulator for social care in England. You can find a list of registered providers on their website.


And/or ‘Home Help’ which, often covers domestic tasks that you might be needing help with, such as cleaning, laundry, gardening, shopping etc.

What Home Carers CAN’T help with.

There are some tasks that home care services can’t provide to their clients without specialist training and expertise. These are generally invasive procedures and include:

  • Toe nail cutting
  • Ear stringing
  • Removing or replacing catheters
  • Bowel excavations
  • Bladder washouts
  • Lifting from the floor unaided
How to apply for home care services.

Apply for home care services from the Council
If you want help from the Council regarding your home care services, you can apply for a needs assessment. Councils have a legal obligation to provide you with a needs assessment, even if you are not eligible for funding.

The Council will meet you to discuss:

  • What routines you can do yourself at home?
  • What you can do with some help.
  • What help you feel is needed.
  • What help can be provided.

If the council can help arrange and pay for your home care, they:

  • Discuss on the phone or meet with you.
  • Agree on a care and support plan with you.
  • Work out how much the care and support will cost.
  • Work out how much, if anything, you will pay towards it.

The Council will use the following criteria to assess if you are eligible for care:

You need to be an adult and have care and support needs as a result of a mental or physical condition, and due to this you can’t do at least two things on the following list:

  • Managing and maintaining nutrition (getting, cooking and eating food and drink)
  • Maintaining personal hygiene (keeping clean)
  • Being appropriately clothed
  • Being able to use your home safely
  • Maintaining a habitable (clean, safe and tidy) home environment
  • Developing and maintaining family or other personal relationships (meeting and keeping in touch with people who are important to you)
  • Accessing and engaging in working, training, education or volunteering (finding, getting and keeping a job or learning new skills)
  • Transport and recreational facilities or services (getting to places in your local area)
  • Carrying out any caring responsibility you have for a child and this has a big impact on your “wellbeing” (being comfortable, healthy and happy)
You will also be eligible if you are a carer and these needs arise as a result of providing necessary care for an adult and your physical or mental health is, or is at risk of, deteriorating and/or you are unable to achieve any of the following:
  • Carrying out any caring responsibilities you have for a child
  • Providing care to other people that you provide care for
  • Maintaining a habitable home environment in your own home
  • Managing and maintaining nutrition (getting, cooking and eating food and drink)
  • Developing and maintaining family or other personal relationships (meeting and keeping in touch with people who are important to you)
  • Making use of necessary facilities or services in the local community including recreational facilities or services (getting to the places you need to get to in your local area)
  • Engaging in recreational activities and has a big impact on your “well-being” (being comfortable, healthy and happy).
 Council Financial Assessment for home care services
Currently, if you have over £23,250 worth of money, property and investments, the council will still talk to you or meet you, agree a support plan and potential costs, but you will have to self-fund this support.

Savings in joint accounts will usually be treated as divided equally between the two of you. If you are looking a move into a care home, the Council will take into account the value of your property during the means test. If you are looking for home care services, they won’t. Certain types of income, such as money from certain disability benefits, may not be counted in the means test. All other income can be taken into account. It’s important to ensure you get all your entitlements and benefits, as the means test will assume you’re already claiming them, even if you’re not.

In review:

Capital over £23,250 – You must pay full fees.

Between £14,250 and £23,250 – The council will fund some of your care and you’ll contribute to the rest.

Less than £14,250 – This will be ignored and won’t be included in the means test.

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